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Options for Mortgage Loan Default
Whether it be from job loss, divorce, medical issues or the death of a spouse, many American homeowners may find they are unable to debt service their monthly mortgage payment. The good news is most lenders offer a variety of options to address financial hardship...
NAWBO Tax Planning Event in November
HALLOWEEN 2018: A Word on Zombies, The Walking Dead and Death Spirals
By: Laura Day DelCotto Stanley Druckenmiller has been widely quoted recently for his predictions at the NYC Grant’s Investment Conference of looming insolvencies and bankruptcies to be filed by any number of zombie companies: “Seriously, does anyone know why Sears is...
Chapter 11 Bankruptcy: An Option for Individuals
By: Laura Day DelCotto The vast majority of Chapter 11 bankruptcy filings are by businesses: LLCs, closely held corporations, and large public company filings. We read about them almost daily in the news. This is how we have come to mostly think about Chapter 11 in...
Divorce and Bankruptcy Planning
For many couples facing a potential divorce, dealing with marital debt and property settlement arrangements can be overwhelming. Financial issues frequently cause divorce. Rather than assigning liability to your various marital debts, it may be simpler to file a...
‘State Agency’, ‘Governmental Unit’ and ‘State Instrumentality’: Handing Off the Hot Potato in Kentucky’s Fiscal Crisis
By: Laura Day DelCotto The Sixth Circuit Court of Appeals has certified the following question of law to the Kentucky Supreme Court: “Whether Seven Counties Services, Inc.’s participation as a department in and its contributions to the Kentucky Employees Retirement...
How to Maximize Your Bankruptcy Consultation
By: Jamie Harris If you are considering filing for bankruptcy relief, the first step is to set up a consultation with an attorney. For most people, meeting with an attorney to discuss financial issues can be an intimidating process. To ensure you get the most out of...
Dean A. Langdon Named to 2019 Best Lawyers in America© List
Attorney Dean Langdon was once again selected by his peers for inclusion the 25th Edition of The Best Lawyers in America© in the practice areas of Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law, and Litigation – Bankruptcy, for Lexington,...
The Fiscal Health of Healthcare Providers
By: Laura Day DelCotto The American Hospital Association recently reported some statistics that we observe in our practice here in Kentucky. Nationwide, hospitals have been closing at the rate of about 30 per year. Bankruptcy tracking statistics mirror the AHA...