Our Clients Receive Individualized Attention And Advice

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Heather M. Thacker

Contact Me:

Chapter 11 Bankruptcy

  • Represent companies and individuals in obtaining confirmation of chapter 11 plans of reorganization and asset sales in a variety of industries including trucking, pharmaceutical , nursing homes and assisted living, retail, manufacturing, food, service, and real estate
  • Local counsel for creditor committee in chapter 11 case
  • Represented creditors in the filing of an involuntary petition
  • Represent debtors in small business/Subchapter V chapter 11 bankruptcy
  • Represented creditor in obtaining dismissal of chapter 11 case filed in bad faith as litigation tactic
  • Represented creditor in preference defense

Chapter 12 Bankruptcy

  • Represent family farmers in chapter 12 bankruptcy
  • Obtained chapter 12 plan confirmations

Chapter 7 Bankruptcy

  • Represent individual debtors in Chapter 7 bankruptcy
  • Represented individuals and companies interested in purchasing assets being auctioned by Trustee
  • Represented creditors regarding stay relief and reaffirmation agreements

Chapter 15 Bankruptcy

  • Represent party-in-interest in Chapter 15 bankruptcy proceeding (SEE HOW LDD DESCRIBES THIS MATTER)

Commercial Workout / Wind-down

  • Assist clients in the winddown of their business out-of-court, including negotiating workouts with creditors and landlords, as well as obtaining personal guaranty releases
  • Negotiate restructure of loans and obtain settlements for business owners

Litigation

  • Defend clients in various litigation matters, including personal guaranty, foreclosure and breach of contract lawsuits
  • Represent financial institution in breach of contract lawsuits, including obtaining writs of possession and garnishments.
  • Defense of student loan lawsuits, which resulted in complete dismissals or settlements for clients

Education

  • Louis D. Brandeis School of Law, University of Louisville, Louisville, Kentucky
    • J.D. – 2009
    • Honors: cum laude
  • University of Notre Dame
    • Bachelors of Business Administration – 2006
    • Major: Accounting

Bar Admission

  • Kentucky, 2016
  • Ohio, 2009
  • U.S. District Court Eastern District of Kentucky, 2016
  • U.S. District Court Western District of Kentucky, 2024

Community Engagement

  • Junior Achievement of the Bluegrass, Inc., JA Miss Business, Panel Moderator, 2022-2024
  • Elizabeth Ann Seton, Finance Council, 2020 – present
  • Girls on the Run, 5k Committee, 2021-2022
  • Operation Secret Santa, Volunteer, 2022-2024
  • Elizabeth Ann Seton, School Council, 2023 – present
  • Southeastern Cal Ripken Baseball, Vice President of Fundraising, 2022 – present

Pro Bono Activities

  • Junior Achievement of the Bluegrass, Inc., JA Miss Business, Panel Moderator, 2022-2024
  • St. Elizabeth Ann Seton, Finance Council, 2020 – present
  • Girls on the Run, 5k Committee, 2021-2022
  • Operation Secret Santa, Volunteer, 2022-2024
  • St. Elizabeth Ann Seton, School Council, 2023 – present
  • Southeastern Cal Ripken Baseball, Vice President of Fundraising, 2022 – present

Published Works

  • Co-author and speaker, Insolvency and Workout Issues from the Creditor and Debtor Perspectives, UK 5th Biennial Collection Law Conference, March 2019
  • Co-author and speaker, FDCPA Compliance in Kentucky, National Business Institute, June 2016
  • Author and speaker, Introduction to Bankruptcy: The Different Chapters, Tax Professional Training Day, November 2015
  • Co-author and speaker, Chapter 7 and 13 Bankruptcy: Line-by-Line Workshop, National Business Institute, June 2014
  • Co-author and speaker, Collection Law From Start to Finish, Pre-Bankruptcy Workout Strategies, National Business Institute, May 2014
  • Co-author and speaker, Chapter 11 Individual Reorganization, Bankruptcy Law Seminar, Northern Kentucky Bar Association, June 2013
  • Author and speaker, Tax Issues and the Bankruptcy Code, Tax Professional Training Day at Rupp Arena, November 2012
  • Co-author and speaker, Ethical Obligations of Debtors’ Counsel, National Business Institute, June 2012
  • Co-Author and speaker, Chapter 13 Issues, Nuts and Bolts of Bankruptcy Law, National Business Institute, June 2009 and June 2010