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Merchant Cash Advances (MCA) provide fast cash for struggling businesses that often do not qualify for traditional bank loans. The company receives a lump sum now and pays it back through daily or weekly deductions over a short period of time, often at extremely high...
As a business owner, you spend considerable time and resources protecting your company from external threats. Yet, the most damaging and emotionally difficult type of fraud often comes from a trusted employee, partner or bookkeeper. Discovering that someone you relied...
The current economic climate presents unique challenges and opportunities for small businesses. Understanding these shifts and developing the right strategies are crucial for fostering sustainable growth. Business owners must learn to adapt to remain competitive and...
Businesses often face disputes that require resolution, but choosing the right method can make a significant difference. Mediation and litigation offer two distinct approaches, each with its own benefits and drawbacks. Understanding these options helps determine the...
A broken contract can put a business in a precarious situation. Financial losses, project delays, and damaged relationships can result when one party fails to do what they promised. However, Kentucky law offers several options for the non-breaching party to protect...
When financial challenges arise, receivership can be a strategic choice for businesses in Kentucky. This process can stabilize operations and help protect interests without involving the court system. What is receivership? Receivership involves a neutral third party,...
By: Laura Day DelCotto The year end news is full of the repercussions of the interest rate increases for everyone, including issuers of municipal bonds. Municipal debt is never immune from the private sector market forces. I am sometimes frustrated by the general...
Laura Day DelCotto, founding member of Gartland Thacker DelCotto PLLC, with office in Lexington, Kentucky, was selected by her peers for the 29th Edition of The Best Lawyers in America ©. She was selected in the areas of Bankruptcy and Creditor Debtor...
By: Dean A. Langdon You may have seen publicity about bankruptcy cases where legal fees run into the millions of dollars (or more). But bankruptcy courts have a unique process for paying attorneys that represent debtors, trustee or creditor committees. The attorneys...
By: Laura Day DelCotto Showing my age, I have loved J. Crew since the preppy days of the 1980s. When I was pulling a J. Crew, that usually meant I was using my father’s credit card to go to the mall and get some pink and green. However, in 2022, “pulling a J. Crew”...
