• Phone: 859-231-5800
  • Fax: 859-281-1179
  • hpennington@dlgfirm.com

Experienced KY Attorney

  • Represent corporate debtors-in-possession in filing and obtaining confirmation of chapter 11 plans of reorganization and asset sales in a variety of industries including trucking/logistics, manufacturing, hospitals and nursing homes
  • Prosecuted preference claims under federal and state law
  • Defended preference claims against corporations and individuals under federal and state law
  • Represents individuals in chapter 13 proceedings from filing of petition, plan confirmation and through successful completion of plan and discharge
  • Represent family farmers in chapter 12 bankruptcy
  • Obtained chapter 12 plan confirmations
  • Regularly represents individual debtors in filing for chapter 7 bankruptcy protection
  • Defend insiders and other defendants against preference liability claims under federal and state law asserted by chapter 7 Trustee


University of Kentucky College of Law
J.D., 2000

Dartmouth College
B.A., magna cum laude, 1995

  • Kentucky and U.S. District Court, Eastern District of Kentucky, 2000
  • Sixth Circuit Court of Appeals, 2000
  • U.S. District Court, Western District of Kentucky, 2002
  • Raoul Wallenberg Scholar–one of 10 Americans selected for a one year graduate study scholarship at Hebrew University, Jerusalem, Israel
  • Awarded the Gayle A. Mohney Scholarship to UK College of Law
  • Journal of Natural Resources and Environmental Law, Staff Member

“Marking the Path Post-Cotton: The Supreme Court Reaffirms Dual Taxation in Montana v. Crow Tribe of Indians” in the Journal of Natural Resources and Environmental Law, Vol. 14, Number 2

Received the award for best case comment.

About Heather

Heather believes a lawyer’s most important job is to make the law understandable to her clients–especially when those clients are confronted with difficult financial situations. She strives to provide clear explanations of all of a client’s legal options and remedies so that her client is empowered to make the best decision for him or herself. Heather believes in the power of the law to assist people–particularly the power of Bankruptcy Code–which she has seen time and time again enable her clients to obtain a “fresh start” on their financial lives. Heather appreciates the opportunity to work at a law firm that prides itself on providing the best quality legal services while always paying close attention to the cost of those services to the client.

Working out of DelCotto Law offices in Danville, KY, Heather looks forward to bringing the services of her law firm to the community in which she and her husband live and raise their three children. Heather says, “My husband’s family has lived and practiced law in Danville for over 50 years and I look forward to continuing the tradition of serving the best interests of the people of this community.”

Outside of the office, Heather believes in the importance of helping her community as well. She has served on the boards of the Court Appointed Special Advocates (CASA) and the Wilderness Trace Child Development Center and has volunteered with the Great American Brass Band Festival. She has also served as the PTO President of her children’s school. The mother of three young children, Heather loves to cook, garden, travel and read–although she doesn’t have a lot of leisure time to do any of those things!