When asking clients what their plan is for affording long-term care, often times they respond by saying the will give everything to their children before they need care. This blog discusses the top five reasons why giving your children everything before you need care is not the answer, and offers
By: Laura Day DelCotto, Esq. I have written before in our blog on my perceptions of the coming “retirement crisis” facing Kentucky. As taxpayers, we may finally be given a miniature step towards transparency if Senate Bill 3—a bill to disclose Kentucky legislators’ retirement benefits—passes. However, another issue that too
Medicare vs. Medicaid: Which Pays for What & How Do They Relate to Long Term Care? Medicare and Medicaid are two government entitlement programs many Americans misunderstand or misinterpret, especially as they relate to skilled nursing care. Each program is commonly mistaken for the other; or, many are simply unsure
Long-Term Care Planning in the U.S. Most Americans do not know the facts surrounding their potential need for long-term care and the costs associated with it. This was reconfirmed recently in a telephone survey of 1,735 Americans over the age of 40, funded by the SCAN Foundation and conducted by
Top Reasons Everyone Needs a Comprehensive Power of Attorney This article originally appeared in ElderCounselor The benefits of a highly detailed, comprehensive power of attorney are numerous. Unfortunately, many powers of attorney are more general in nature and can actually cause more problems than they solve, especially for our
Fraudsters often set their sights on victims with the least ability to protect themselves. Seniors have become prime targets in recent years. Although scams come in all shapes and sizes, and new ones are developed all the time, here are five of the most commonly perpetrated against seniors, in reverse
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