Blog

Laura Day’s Top Ten List – Number 10: Retirement

There are some things we see over and over that are really not in your best interest.  Here’s why: #10.  Using your 401(k) retirement funds for creditors  The IRS tells you it is perfectly OK to “borrow” from yourself out of your retirement funds and pay it back later, even though there will

Read More

Welcome!

We are a Lexington, KY based law firm which focuses on workouts, bankruptcy, and commercial litigation. We are dedicated to helping Kentuckians resolve debt related issues. Whether you are a small business owner struggling to keep the lights on, an individual that has too many credit card or medical bills,

Read More

Getting Started – Number 3

Thanks for coming back!  We know our business clients are put off by how much information we ask for.  We’re not looking for more paper to sift through, we have just seen how what we don’t know can jump up and harm our clients.  Here are a few more examples:

Read More

Making Decisions – Part 2

There is a huge volume of expert psychological material about how people make decisions. Read “Blink” by Malcolm Gladwell.  In my view, the best decisions are some combination of gut and brain, thinking analytically with your full brain, but also listening to your heart, your intuition, your higher being, or whatever you

Read More

Making Decisions – Part 1

We often work with clients who hesitate, stall, and cannot decide what steps to take and which way to go.   I don’t necessarily think that these individuals are indecisive as much as they are afraid – afraid it won’t work, afraid it won’t be well-received, afraid to admit they have

Read More

Avoiding the National Foreclosure Crisis

Avoiding the National Foreclosure Crisis There are alternatives to foreclosure proceedings. Prevention requires action. Be aware of your financial situation, ignoring the problem will only make it worse. Waiting to ask for help may result in the loss of your home. If you are unable to make a mortgage payment

Read More