Photo of Professionals At DelCotto Law Group PLLC

Innovative And Sensible Strategies For
Bankruptcy & Litigation

DelCotto Law Group PLLC is a top-rated law firm providing businesses and individuals with innovative and individualized strategies for approaching bankruptcy and business law matters. 

Financial Freedom | A Fresh Start On Your Future | Laura Day Delcotto

Our Top Priority Is Helping Clients In Difficult Circumstances

We are a team of attorneys and paraprofessionals who deeply care about our community. Collectively, we bring over 100 years of experience to our business and individual clients. Our lawyers have extensive experience mediating, negotiating, and when necessary, litigating in federal district and bankruptcy courts as well as in state courts throughout Kentucky. 

We purposely limit our caseload so each of our clients receive our full attention for resolving their financial difficulty and achieving their goals.

Read More About The Firm’s Practice Areas

Business Services

Business Services

Bankruptcy, litigation, receivership, assignment for benefit of creditors, and committees

Industries We Serve

Industries We Serve

A wide spectrum of industries from manufacturing and retail to nonprofit organizations

Individual Services

Individual Services

Bankruptcy, discharge or collections violations, credit report errors, mediation, and litigation



Offering legal advice and third-party neutrals for business entities and individuals

Debt Restructuring/Workouts

Debt Restructuring / Workouts

Streamlining communication and complex strategies for business entities and individuals

Frequently Asked questions

Frequently Asked Questions

Identifying and answering questions frequently asked regarding bankruptcy in Kentucky

Identifying And Assessing All Viable Strategies

Bankruptcy laws are complex and are subject to constant legislative updates and changes in case law. Filing for one of the various chapters of bankruptcy is not for everyone. It is essential to seek the assistance of a knowledgeable bankruptcy attorney who will explore all viable strategies to address your financial difficulties. At DelCotto Law Group PLLC, we tailor our legal counsel, strategies and representation to meet the individual legal needs of our clients.

We have experience serving Kentucky’s vast industries including coal, oil and gas, equine, golf and country clubs, health care, manufacturing, trucking, farms, retail, restaurants, dealerships and nonprofit organizations.

Kentucky’s Trusted Resource For Leading Edge Financial Solutions

Client Testimonials

“Mike Gartland handled my case. It was concerning my older private student loans and he helped me navigate what was going on because I was brought up on a civil suit. He negotiated my loans down significantly, while also keeping me informed every step of the way. When I received my suit, I had no idea where to turn or what to do, but Mike let me know what would likely occur along the way, and what he would do in response.”

– William Fisher

“Jamie Harris and her staff provided wonderful services for our bankruptcy case. She advised me and our investors through the entire process as we needed a “breathing spell” to change our business model.”

– Rick Pulliam

“Mike did a great job from beginning to end. He was very professional and would respond in a timely matter. I would highly recommend him to anyone that needs a lawyer that’s willing to fight for you.”

– Stephanie Russell

“Michael Gartland is a litigation attorney I would recommend without hesitation. He took on my private student loan case when so many other litigation attorneys wouldn’t even take the time to look at them.”

– Renee Gibson

“Mike Gartland extricated my business from certain failure. I was particularly impressed with his tenacity in completing my case in a timely cost effective manner. As well as saving the entity, he insured that all employees would keep their jobs and continue to provide for their families.”

– John Sayre

“Mr. Gartland was very on point, responsive, any questions or concerns I may have had he always took the time to call or email me. He always kept me informed on every move he was making with my case.”

– Stacey Van Pelt

“Just wanted to share a quick note of gratitude to DelCotto Law Group PLLC and specifically Jamie Harris, Esq. for her professionalism and assertive proactiveness in the handling of my very complicated legal quandary. She was always accessible when needed with wise counsel.   

Through Ms. Harris’ sheer persistence and unflinching determination, we prevailed with our main goal in mind”

– M.D. King

Time Is Of The Essence

Case Results

$4.1 Million Jury Verdict

Won a $4 Million Jury Verdict, for our client in the 2012 case, Asher Land and Mineral v. Nami Resources Company. The case involved claims for underpayment of gas well royalties, fraud, negligent misrepresentation and breach of contract. A jury verdict totaling $4,106,088 was entered March 15, 2012. It is the second largest verdict ever in the Bell Circuit Court, Pineville, Kentucky, and included a $2.6 million punitive damages award (the largest punitive award ever in Bell Circuit Court). The punitive damage award was reversed and vacated by the Supreme Court of Kentucky in Nami Resources Co., LLC v. Asher Land and Mineral, Ltd., 554 S.W.3d 323 (Ky. 2018).

Successful Asset Sale In An Assignment For The Benefit Of Creditors’ Proceeding

Negotiated transaction documents for our client, Optical Dynamics Corporation, with regard to the sale of $1.4 million of its assets in its assignment for the benefit of creditors’ proceeding in Louisville, Kentucky.

Recovered 100% Of Assets

Successfully recovered 100% of overriding coal royalties due to our client and 90% of its legal fees, costs and expenses in bringing the enforcement action in a multi-million dollar adversary proceeding in the Chapter 11 coal company case, which is one of the largest reorganization cases ever filed in the Eastern District of Kentucky. The case settled before trial.

Stopped Huge Payout

Successfully defended and settled an action seeking $32 million of damages related to the construction of a coal processing facility. Through the settlement, the client received $2.8 million in the first quarter of 2010 and will royalties worth millions of dollars over the life of a new mineral lease.

We Are A Caring Team

Photo of Laura Day DelCotto

– Attorney

Laura Day DelCotto

Photo of Michael J. Gartland

– Attorney

Michael J. Gartland

Photo of Dean A. Langdon

– Attorney

Dean A. Langdon

Photo of Heather G. Pennington

– Attorney

Heather G. Pennington

Photo of Heather M. Thacker

– Attorney

Heather M. Thacker

Photo of Tresine Callahan

– Paralegal

Tresine Callahan

Our Blog

Dispelling myths and fear surrounding bankruptcy, the team at DelCotto Law Group PLLC focuses on solutions to keep your business viable