341 Meeting: What if I Can’t Find my Social Security Card?

What if I Forget to Bring My Social Security Card?

If you were to happen to forget to bring your Social Security card to your 341 Meeting of Creditors and I am your attorney, my head will spin around exorcist style and fire will come out of my mouth.  Just kidding, maybe.  Honestly, if you were to forget your Social Security card or misplace it prior to the meeting (both have happened to my clients, multiple times) it is not the end of the world…or your bankruptcy case.

Often, your attorney may have a copy of a W2 that the Trustee can use to verify your Social Security number.  Or, they may keep a copy of your Social Security card in their file, which the Trustee might also accept.

But sometimes, forgetting your Social Security card causes your attorney extra unforeseeable work, which may cause you extra fees.  The Trustee may request that you go to your attorney’s office with your Social Security card, the attorney will then review and check it against your petition for verification purposes and will then be required to file an affidavit that they have done this.  See…more work.  Or, the Trustee may continue your 341 Meeting of Creditors, which will cost you more money and your attorney more work.  You may have to ask off work again – and lose money if you have no vacation time to take.  Your attorney then must attend another meeting, which may cost you more fees.

As always, if you have questions about your 341 Meeting of Creditors, always contact your attorney or someone in their office.


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