Analysis - Strategy - Results

News Releases

The Administrative Office of the United States Courts (AOC) has issued several helpful videos about the basics of bankruptcy. To watch, please visit their website at: Here

Employees of DelCotto Law Group PLLC will be participating in the 2013 Central Kentucky Heart Walk to benefit the American Heart Association on Saturday, May 18, 2013. The 3 mile walk will be held at Keeneland Race Track. For more information or to join the DLG Team, please visit our team page at: Here

Associate Kent Barber was recently elected President of the Bankruptcy Section of the Fayette County Bar Association (FCBA). For more information about the FCBA, please visit their website: Here

Laura Day DelCotto spoke to the Glasgow Rotary Club on January 10, 2013. Information about her presentation can be found in the following Glasgow Daily Times article. [Read Article]

Attorneys Michael Gartland and Wes Harned co-wrote an article entitled Overview of §3545: The Family Farmer Bankruptcy Tax Clarification Act of 2012 which was recently published in the American Bankruptcy Institutes’ 2012 Legislation Committee Newsletter. [[Read Article]]

Attorney Laura Day DelCotto was named the Greater Lexington Paralegal Association’s 2012 Most Supportive Attorney. For more information, visit the GLPA’s website or contact Laura Day.

PAST NEWS RELEASES CLICK HERE TO VIEW

Consumer Bankruptcy

Individual consumers face several financial challenges that are completely out of their control.  Due to current economic factors such as prolonged unemployment, layoffs, and reductions in income, the number of consumer bankruptcies is still on the rise.  Many consumers will do anything they can to delay or avoid filing for a bankruptcy, including liquidating assets that could be protected in a bankruptcy, such as a 401K or other exempt retirement account.   
If you are facing financial difficulties, a Chapter 7 or Chapter 13 bankruptcy can be a vital tool to put you back on the road to economic wellness. The attorneys at DelCotto Law Group PLLC have extensive experience dealing with all areas of a consumer bankruptcy.  Members of the DelCotto Law Group will meet with you to discuss your financial situation along with your future goals and assist you with determining the best course of action for achieving those goals.
 
Specifically, the attorneys at DelCotto Law Group PLLC can assist consumers in key issues surrounding a Chapter 7 or Chapter 13 bankruptcy including:

  • Reaffirmation Agreements
  • Lien Avoidance or Stripping
  • “Cram-Down” of vehicles and other secured loans in Chapter 13
  • Redemptions
  • Means Testing
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PROVIDING LEGAL SERVICES FOR BUSINESSES AND INDIVIDUALS ALL ACROSS THE BLUEGRASS. Bankruptcy and debt relief services provided throughout Kentucky, including Bourbon, Boyle, Clark, Fayette, Franklin, Garrard, Harrison, Jessamine, Laurel, Lincoln, Madison, McCreary, Mercer, Pulaski, Rockcastle, Scott, Shelby, Wayne Whitley and Woodford Counties, as well as Cynthiana, Danville, Frankfort, Georgetown, Harrodsburg, Lancaster, Lawrenceburg, London, Monticello, Mount Vernon, Nicholasville, Paris, Richmond, Shelbyville, Somerset, Stanford, Versailles, Williamsburg, Winchester and Whitley City.
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